Which type of lien is NOT included in the "magic 8" that can attach to a homestead?

The correct choice indicates that general liability insurance liens are not part of the "magic 8" liens that can attach to a homestead. The concept of the "magic 8" refers to specific types of liens recognized by law that can encumber a homestead property. These are generally more formalized legal claims that arise out of specific circumstances surrounding a debtor's obligations and are intended to protect creditors' rights.

General liability insurance liens, however, do not typically qualify as a lien against property in the same manner as the other examples. They are related to the coverage of potential liabilities rather than a direct claim on the homestead property itself. Therefore, they do not have the same enforceability or priority status that the other recognized liens possess.

The other options listed—home equity loans, tax liens, and chattel mortgages—are all types of encumbrances that can legitimately attach to a homestead. These liens arise from specific financing arrangements or legal obligations tied to the property itself, demonstrating the point that they hold a different status than general liability insurance liens.