What type of deed carries no promises regarding title?

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A quitclaim deed is a legal instrument that allows a person to transfer any interest they may have in a property to another individual without making any guarantees regarding the validity of the title. This means that the grantor does not promise that they hold clear title to the property or that there are no outstanding claims against it. Essentially, the grantor is relinquishing their rights, but the recipient takes the property without any assurance of what may be encumbering it.

In contrast, a general warranty deed provides comprehensive protections, as it includes covenants that ensure the title is clear and free from defects, as well as promises to defend against any claims. A special warranty deed offers some protections but only for the period during which the grantor owned the property, meaning it does not cover any defects that may have arisen before their ownership. The term "fee simple deed" is somewhat misleading, as it does not refer to a specific type of deed but rather to a form of property ownership (fee simple absolute) that can be conveyed through different types of deeds, including both general and special warranty deeds.

By understanding the nature of a quitclaim deed, it is clear why it is the correct choice for a deed that carries no promises regarding title.

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