How long does a seller of a fixture have to make a UCC fixture filing after installation?

The correct timeframe for a seller of a fixture to make a UCC fixture filing after installation is 20 days. This requirement is established under the Uniform Commercial Code (UCC), which governs secured transactions including the filing of security interests in fixtures.

When a seller installs fixtures (items that are considered part of the real property), they must file a UCC fixture filing to protect their security interest in those fixtures against competing claims or interests, particularly in the event that the buyer defaults on a payment. The 20-day window is specifically designed to ensure that the seller's interest is recorded promptly following installation, thus giving them priority over other potential claims that may arise if the property is sold or repossessed.

This time limit is crucial for securing the seller's rights and preventing any loss of priority in the fixture once it becomes part of the real estate. Understanding this requirement is important for anyone involved in transactions concerning fixtures to ensure compliance and protect their interests effectively.