According to marketable title requirements, what must a seller provide at closing?

To understand why the correct choice involves proof of title free of encumbrances, it's essential to grasp the concept of marketable title. Marketable title refers to a title to real estate that is free from significant defects, liens, or encumbrances that would impair the ability to sell or transfer the property.

When a seller is preparing for a closing, they are obligated to provide the buyer with a clear and marketable title. This means that the title should be free of encumbrances, such as mortgages, liens, or easements that could adversely affect the ownership or use of the property. The expectation is that the buyer should receive assurance that they are getting full and unrestricted ownership of the property.

Providing proof of title free of encumbrances helps protect the buyer from potential legal disputes and financial obligations arising from any defects that may have existed prior to the sale. It ensures that the buyer can take possession of the property without any ongoing liabilities or disputes regarding ownership.

In contrast, other options suggest varying levels of completeness regarding the condition of the title. For example, proof of ownership and all encumbrances would place the buyer in a vulnerable position regarding any outstanding liens or debts associated with the purchase. Similarly, focusing only on the buyer's intent